What is a 609 Dispute Letter and Does it Work?

There’s nothing worse than finding inaccurate information on your credit report, especially if it’s dragging your credit score down. Fortunately, you can challenge inaccurate items […]

How Late Can You Be on a Car Payment, Mortgage or Other Bill?

It’s always frustrating to come across a bill and realize it was due yesterday—or last week. If you’re late on a payment or if you miss it completely, you could end up paying late fees and taking a hit on your credit score. It can be especially difficult if you want to apply for a… Read More

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Many consumers are still getting help with debt

Although the percentage of consumers with financial accommodations remains elevated, there are fewer accounts in financial hardship than in May 2020. This could be attributed to the various government stimulus programs as well as many consumers spending less and making debt payoff a priority.

Average credit card interest rates: Week of January 20, 2021

The average credit card APR stayed the same this week as card issuers left their rates alone, according to the CreditCards.com Weekly Credit Card Rate Report. 

How to dispute an error in your TransUnion credit report

The economic uncertainty caused by the COVID-19 pandemic makes it more important than ever to keep an eye on your credit report, and report any errors you find to the three main credit reporting agencies. Here’s how to dispute your TransUnion credit report.