Public Records on Credit Reports – Lexington Law

Learn what public records are, which ones can appear on your credit report and what changes have been implemented for public records by the credit bureaus.

What is a 609 Dispute Letter and Does it Work?

There’s nothing worse than finding inaccurate information on your credit report, especially if it’s dragging your credit score down. Fortunately, you can challenge inaccurate items […]

Does Leasing a Car help Build your Credit Score?

A car lease gives you an opportunity to rent a car of your choice for an agreed period. Just like loan repayment, leasing a car requires you to pay monthly installments and is, therefore, a major contributor to your credit history. So, does leasing a car help build your credit score? The short answer is […]

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What Credit Score Do You Need To Lease a Car?

When you are considering leasing a car, your credit history and credit score are critical determinants on whether or not you get approved and the kind of deal you get. Scores of 720 and over translate to the best terms. As the scores get lower, the terms of the lease get less and less favorable. […]

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Tips for Paying off Holiday Debt Before it Hurts Your Credit

Now that the festive season is behind you, what remains with you are the beautiful memories and of course, the huge holiday debt that you accumulated. As the new year kicks off, two factors can greatly impact your credit; how you pay (or not pay) your debt and how much of your available credit you […]

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