What is a 609 Dispute Letter and Does it Work?

There’s nothing worse than finding inaccurate information on your credit report, especially if it’s dragging your credit score down. Fortunately, you can challenge inaccurate items […]

How Late Can You Be on a Car Payment, Mortgage or Other Bill?

It’s always frustrating to come across a bill and realize it was due yesterday—or last week. If you’re late on a payment or if you miss it completely, you could end up paying late fees and taking a hit on your credit score. It can be especially difficult if you want to apply for a… Read More

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